The Indian hospitality and tourism industry emerged as one of the key drivers of the nation’s revenue growth. The tourism industry is expected to enhance the Indian economy from 15.24 trillion in 2017 to 32.08 trillion by 2028. A considerable share can be attributed to spiritual tourism.
The current pilgrim tourism accounts for 60% of the domestic travel, and a significant share of this is for the Somnath temple in Gujarat. However, despite top-most security, the pilgrimage is not free from accidents and fatalities. If you are planning your next trip to this sacred place, opt for pilgrimage insurance and stay financially secure.
One of the leading NBFCs, Bajaj Finserv offers several Pocket Insurance plans like Pilgrimage Cover with attractive features and benefits. It makes your pilgrimage stress-free and protected against unexpected situations.
Below are some of the reasons to buy a pilgrimage travel insurance plan before visiting the Somnath temple.
- Adequate sum insured
Considering that pilgrims may experience incidents like accidents, fatalities, burglary, loss, etc., purchasing a pilgrimage travel insurance policy in India is always recommended. Under this insurance plan, the insured individual enjoys a high sum insured of up to Rs. 3 Lakh against a nominal premium of Rs. 599 per annum.
Not only Somnath temple but customized insurance plans are also available for pilgrims traveling to Vaishno Devi temple. Bajaj Finserv offers the Vaishno Devi Temple Pilgrimage Cover under its pocket insurance policies. Individuals can get a comprehensive financial net which is highly beneficial due to the location’s unfavorable climate and terrain.
2. Hotel and travel assistance
In case you are stranded during your pilgrimage to the Somnath temple, you can avail up to Rs. 50,000 under the pilgrimage holiday insurance plan. It ensures that you are financially covered for unplanned hotel bills and travel tickets to return home.
3. Additional complimentary insurance plan
The insured can also seek complementary insurance coverage which provides financial assistance of up to Rs. 3 Lakh. This benefit is available under some exceptional circumstances, including:
- Emergency medical evacuation.
- Personal accidents.
- Burglary of your home while you are away traveling.
- Accidental hospitalization during the trip.
4. Card blocking services
Incidents of theft and chances of wallet loss are usually high on a pilgrimage, considering the unknown place and crowd. Going for a pilgrimage insurance policy is ideal considering the inconvenience and risk involved in such incidents. The best policies come with add-on card blocking benefits where you can block all your lost cards immediately with just one phone call. This service is usually available 24×7.
You can choose to buy a customized wallet care policy that protects your cards from identity theft, unauthorized access, misuse, etc. when lost. The policy also allows the insured to seek emergency travel assistance along with mobile benefits in times of need.
5. PAN card replacement facility
Losing a crucial document like PAN card can expose you to frauds easily. If any such incident happens, you can avail of the benefits of your pilgrimage insurance plan. It not only blocks the card but also offers free replacement along with complete assistance during the documentation process.
Most insurance providers nowadays provide various modes to pay premiums. You can complete the purchase procedure via your chosen mode –
- Mobile wallets
- Online bank account transfer
- Credit or debit cards
In July and August 2019 alone, the Somnath temple generated revenue of Rs. 5.98 Crore from 18 Lakh visitors. Visit such a holy shrine on your next pilgrimage without any worry. Considering the financial security that a pilgrimage insurance plan offers, purchasing it against a nominal premium is always beneficial.